Capital when opportunity can't wait. Up to $250k, funded by your card sales.

Skip the bank. Payteva turns your future credit card receipts into working capital today, with no fixed monthly payment, no interest rate, and no personal guarantee.

Approval in 24 hours No fixed payment No personal guarantee

Working capital, repaid from your card sales.

Payteva offers non-traditional financing for businesses that accept credit cards. We leverage your future credit card sales into working capital for your business. Approved businesses can receive between $5,000 and $250,000.

A small percentage of daily credit card sales, called the "holdback," is collected until the total purchased amount has been paid. There is no penalty for paying early or for not repaying within the expected timeframe.

Boutique owner at the counter with a customer

Built to move at the speed of your business.

  • No fixed repayment time
  • No interest rate
  • No personal guarantee
  • Fast funding
  • Quick approval decision
  • No fixed monthly payments

Want to know how much you'd qualify for? Get a quick estimate

Ready to keep more of what you earn?

Get a free, no-obligation analysis of your current statement. We'll show you exactly where you can save.